Professional Service... On a Personal Level

For Over 30 Years Clients Have Trusted Pentec, Inc. With Their Retirement Plans

History of Success
We have over a century of combined experience in retirement plan design and administration, we are experts in the design, administration, government regulation and many other factors that impact your retirement and employee benefit programs.

Pentec, Inc. is a retirement employee benefits and actuarial consulting firm dedicated to providing you with the finest quality service available.

We employ credentialed and experienced consultants holding professional designations by a number of nationally-recognized societies. Each client is assigned to a specific administration team to best meet expectations and provide individualized service. We strive to be client-driven in both product and operation. Not only are we available to solve administrative issues, plan redesigns, and assist with legal filings, but we do so using our secure data processing systems to ensure that personal information remains that way.

Client Centered Focus
We recognize that gaining the respect and trust of our clients in not a goal in itself, but a continuous process that requires every member of our organization to conduct themselves in a manner that will strengthen the confidence a client has in our organization, each time they interact with Pentec, Inc. We realized that this can only be achieved through understanding that there is no substitute for knowledge; no compromise to integrity; and no alternative to performance.

Protecting you and your employees' future are our first priorities. Every detail is carefully weighed, measured and placed in accordance with the total picture. No stone is left unturned on your behalf. Every senior staff member knows who you are and why you're here.

Pentec, Inc. has the expertise to offer flexible plan designs and services geared to the specific client as well as the knowledge to keep retirement programs qualified in accordance with governmental requirements. No matter what the challenge, Pentec, Inc. is committed and ready to solve any retirement plan problem at hand, no matter the size.

Additionally, Pentec, Inc. offers ongoing education and consulting to every one of its clients. The retirement plan environment is constantly evolving and we are dedicated to keeping you ahead of the curve.

Our People

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Michael E. Callahan, EA, CPC, FSPA, MAAA

Michael E. Callahan, EA, CPC, FSPA, MAAA now serves as Senior Consultant Actuary of Pentec, Inc. He was the former owner and President of Pentec, Inc. He is a Fellow in the American Society of Pension Professionals & Actuaries (ASPPA) and an Enrolled Actuary. He is also a Certified Pension Consultant and a Member of the American Academy of Actuaries. He has over 30 years of experience in the pension field.

He serves on the Board of Directors for PenChecks, Inc. He has been a frequent speaker in regards to pension issues, has recently made presentations to the Annual Conference of the American Society of Pension Professionals & Actuaries and to the Annual Conference of the Enrolled Actuaries, and has provided expert witness testimony to the Pension Advisory Council of the Department of Labor, the House Ways and Means Committee, the Senate Finance Committee, and the Internal Revenue Service. He has several years of experience with public retirement systems. He served on the Board of Directors for the American Academy of Actuaries and American Society of Pension Professionals & Actuaries, and is a past President of the American Society of Pension Professionals & Actuaries.

Mr. Callahan co-chaired the IRS Northeast Region Employee Benefits Conference for nine years and is a frequent speaker at the Conference.

Mr. Callahan also served on the Actuaries/Consultants Board of Directors for the U.S. Chamber of Commerce. He currently serves on the Board of Directors for Wheeler Clinic and the Cheshire/Southington YMCA.

Mr. Callahan was the first chair of ASPPA's Political Action Committee.

Mr. Callahan co-authored the Defined Benefit Answer Book published by Panel Publishers, Inc. along with Paul W. Denu, MSPA and Kathryn Smith, Esq. He is a recent contributory author to the CPA Guide to Retirement Plans for Small Business for The American Institute of Certified Public Accountants.

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Stacy Cugno
sc@pentec-inc.com

Stacy Cugno is the Sales and Marketing Director for Pentec, Inc. She successfully completed the Pension Administrator's course from The American Society of Pension Professionals and Actuaries. She graduated from Central Connecticut State University in May of 2004 with a Bachelor of Arts degree in Marketing Management.

Stacy has 5 years of experience in the pension field. She joined Pentec, Inc. in June of 2004. Stacy is responsible for the installation of all new Plans with Pentec, Inc. Stacy also formulates, directs, and coordinates marketing activities to promote Pentec, Inc. services. She develops constructive and cooperative working relationships with Advisors and CPAs, and maintains them over time.

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Paul J. Shortier, CFP®, CPC, QPA, QKA, ERPA
ps@pentec-inc.com

Paul is a Senior Sales Consultant with over 20 years of experience in the pension field. Prior to coming to Pentec, Inc., he worked for Lous Kravitz & Associates which is the largest independent firm of retirement plan consultants headquartered in Southern California. Paul's background includes design, implementation and administration of Defined Contribution Retirement Plans. Paul has earned the designations Qualified 401(k) Administrator, Qualified Pension Administrator, and Certified Pension Consultant from the American Society of Pension Actuaries and Professionals. He is also eligible to practice before the IRS as an Enrolled Retirement Plan Agent and is a Certified Financial Planner. Paul graduated from the University of Connecticut with a Bachelor of Science in Actuarial Mathematics.

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Frank P. Rossi III, QPA, QKA
frossi@pentec-inc.com

Frank is a Client Manager for Pentec, Inc. concentrating in Defined Benefit Plans, plan design studies and installation for new business opportunities. His daily functions include completion of valuation reports and government reporting for defined benefit and defined contribution plans, as well as nondiscrimination testing. He has overseen consulting projects such as PBGC audits, IRS plan terminations, and plan document qualification analysis.

Prior to joining Pentec, Inc. in 2007, Frank worked in the Financial Planning & Analysis department of Travelers, and spent a year doing comparative analysis research and statistical modeling of marketing budgets and the effect on industry competition.

Frank has attained the Qualified Pension Administrator and Qualified 401(k) Administrator designations from The American Society of Pension Professionals and Actuaries. He has also attained the Enrolled Retirement Plan Agent designation, which allows him to represent clients on retirement plan issues with the Internal Revenue Service. Frank is currently pursuing requirements to become an Enrolled Actuary through the IRS. He graduated from the University of Vermont in 2006 with a Bachelor of Science double major of Mathematics and Statistics, along with a Business Administration minor.